š” Thinking About Moving to Costa Rica? Hereās Everything You Need to Know Before You Buy.
- Ashlee Brown
- Jul 12
- 3 min read

Pura Vida Starts with Smart PlanningCosta Ricaās laid-back lifestyle, warm weather, and stunning natural beauty attract thousands of expats every year. But before you dive headfirst into buying a slice of paradise, there are key things to know to ensure a smooth transition. At Pura Vida Real Estate Tours, weāre here to guide you every step of the wayāstarting with these must-know insights.
1. Location, Location, Lifestyle
Costa Rica has incredible diversity packed into a small countryābeaches, mountains, jungles, and bustling cities. Choosing the right regionĀ is crucial:
Guanacaste: Sunny, dry climate with beautiful beachesāideal for beach lovers and retirees.
Central Valley (San José, Escazú, Atenas): Cooler temperatures, developed infrastructure, and access to major hospitals.
Southern ZoneĀ (Dominical, Uvita): Lush jungle meets the coastāperfect for nature lovers seeking tranquility.
Nicoya Peninsula: Home to some of the worldās longest-living people, with a peaceful, rural vibe.
Ask yourself: Do you want walkable beach towns or cooler mountain views? A bustling expat community or local immersion?
2. Understand the Real Estate Market
Foreigners can own property in Costa Rica outright with the same rights as citizens. However, itās not the same as buying back home. Key points:
Hire a bilingual, licensed attorneyĀ to guide the legal process and verify the title.
Avoid buying without a real estate tour or on-the-ground inspection.Ā Looks can be deceiving online.
HOAs and gated communitiesĀ are common and may offer security and amenities.
Understand "concession land" vs. titled land, especially in beach areasāthis can impact your ownership rights.
Thatās where our real estate toursĀ come in. We offer personalized, boots-on-the-ground experiences to explore neighborhoods, meet local professionals, and see properties with your own eyes.
3. Residency: Do You Need It?
You donāt need residency to buy property or visit for extended periods. However, most visitors are allowed 90 days on a tourist visa. If you plan to live full-time:
Pensionado Residency: For retirees with $1,000/month in income from a pension.
Rentista Residency: For those with a guaranteed income or savings of $2,500/month or $60,000 in a bank account.
Investor Residency: If you invest at least $150,000 in Costa Rican property or business.
The good news? Residency is attainableāand we work with experts who can assist.
4. Cost of Living: Affordable, But Not Dirt Cheap
Costa Rica isnāt the cheapest country in Central America, but it offers great valueāespecially for what you getĀ in quality of life. Expect:
Groceries: Local produce is affordable; imported goods can be expensive.
Healthcare: Excellent and affordable, especially private care. Many expats pay out-of-pocket or join public insurance (Caja).
Utilities: Lower in rural areas, but A/C and internet can add up depending on usage.
Property taxes: Very low compared to North Americaātypically 0.25% of assessed value.
5. Healthcare, Education & Infrastructure
Costa Rica boasts world-class healthcare, both public and private. Many retirees choose private insurance due to shorter wait times.
If you have kids, there are international schoolsĀ across the country, especially in areas with strong expat communities.
Infrastructure is improving, but road conditions and internet access vary by region.
6. Culture Shock & Lifestyle Adjustment
Costa Rica offers an incredible lifestyle, but itās not for everyone. Be ready for:
Slower pace of lifeāgreat for stress relief, but frustrating if youāre used to hustle culture.
The āmaƱanaā mindsetāappointments and deadlines are often flexible.
Learning Spanishānot mandatory, but hugely helpful and appreciated.
Embracing the Pura VidaĀ lifestyle means going with the flow and finding joy in simplicity.
7. Try Before You Buy: Book a Real Estate Tour
If youāre serious about relocating, the smartest thing you can do is visit, explore, and learnābefore making any big decisions.
Our Costa Rica Real Estate ToursĀ are designed for exactly that. We donāt just show you propertiesāwe give you the full picture:
ā Explore different towns and neighborhoodsā Meet real estate agents, legal experts, and expatsā Visit hospitals, markets, schools, and local hotspotsā Learn the ins and outs of purchasing property safelyā Decide where youĀ fit in this beautiful country
Final Thoughts: Donāt Just Dream It. Experience It.Costa Rica offers an unmatched quality of lifeābut success starts with information, preparation, and trusted local guidance.
š© Ready to start your journey? Book a tour with us at PuraVidaRealEstateTours.comĀ and letās explore your future in paradise together.
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